Clydesdale Bank

Clydesdale Bank operates over 140 retail branches, as well as bank machines (ATMs) and a network of Business and Private Banking Centres. The bank is one of Scotland's largest banks and serves customers throughout Scotland. It also operates Business and Private Banking Centres in the South of England. Clydesdale Bank provides a wide range of personal, business and private banking products and services, including current and savings accounts, loans, mortgages, credit cards, insurance, financial planning and investment services.

Based in Glasgow, Clydesdale Bank was founded in 1838. Although acquired by Birmingham-based Midland Bank in 1920, Clydesdale Bank continued to operate independently until 1950. That year, the bank merged with the North of Scotland Bank, another subsidiary of the Midland Bank. At the time of the merger the new company was Scotland's largest bank. As other banks joined forces across Scotland, Clydesdale Bank became the smallest of country's three major banks. Since 1987, Clydesdale Bank has been a member of the National Australia Bank Group. The corporation is the parent company of the National Bank of Australia and serves an estimated 12.9 million customers worldwide.

Banking Services and Products

Clydesdale Bank delivers a range of personal, private and business banking products and services. The bank provides customers with in-person branch and bank machine (ATM) services across Scotland, as well as Internet and telephone banking. Business and Private Banking Centres are located throughout Scotland and the South of England.

The Clydesdale Bank offers a wide variety of banking products including:

  • Current accounts, including Clydesdale's Signature Current Account, Current Account Plus and Student Account
  • Savings accounts, including everyday instant access accounts, fixed term and notice accounts, tax-free ISA and tax efficient savings, and children's savings accounts
  • Loans, including car loan and personal loan options for any purpose
  • Mortgages ranging from fixed rate, offset, buy to let and second home mortgages
  • Credit cards offered by MasterCard
  • Insurance services from regular to higher value home insurance, as well as car, travel, life and critical illness insurance, and over 50s life coverage
  • Travel banking services such as travel money and prepaid currency cards
  • Investment and other financial planning services

Corporate and business banking is offered by Clydesdale Bank through local relationship managers or Business Direct at branches and Business & Private Banking Centres. Clydesdale Bank services small businesses with turnovers of up to £2 million and commercial businesses with turnovers of £2 million. It also delivers a range of corporate finance solutions, including asset finance and management. Products and services include loans and financing. In addition, Clydesdale provides international services to assist businesses with trading overseas, treasury solutions to protect profits, accepting credit and debit card payments, savings accounts, and commercial insurance services.

Clydesdale Bank also offers customers private banking, including private current and savings accounts, mortgages, credit cards and asset finance. A dedicated Relationship Manager is assigned to clients to deliver dedicated a broad variety of services, including wealth management, financial advice, and offshore and migrant banking services. The core private banking product offered by the bank is the Private Current Account Tracker, which provides everyday banking


Privately owned banks throughout Great Britain and Ireland were permitted to issue banknotes until the mid-nineteenth century. Although the Bank of England has assumed the primary role for issuing banknotes in the United Kingdom, some banks retain the right to issue their own notes. Clydesdale Bank continues to print its own banknotes, along with the Royal Bank of Scotland and the Bank of Scotland. Bank-issued notes are legal tender and are in Pound Sterling.

Customers can access Clydesdale Bank's services by using online and telephone banking as well as by visiting their branches throughout the UK.

Clydesdale Bank PLC
30 St. Vincent Place
G1 2HL
Tel: 08447 36 26 16

Always be sure you fully understand what is and is not included, the costs, restrictions and exactly who is offering it before signing up for a bank account or any financial product. For more information see the Financial Services Authority Consumer Information website

None of the information contained in this website constitutes, nor should be construed as Financial Advice.

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